Working Capital

Working capital loans may be used for general business purposes. Working capital loans can provide essential liquidity and the flexibility to navigate the unexpected. Use it to meet business needs. Maybe it is for funding deposits one month and covering short-term operation expenses like payroll, materials, and subcontractor payments the next month. Maybe you use it to fund property acquisition.

Builder Finance Inc. knows home building and residential investment. We understand how important it is to be able to borrow money that is flexible for different business needs as they come along – expected or unexpected. If you are looking for a working capital lender, speak with us. We understand working capital loans, business working capital loans, SBA working capital loans, operating capital loans, SBA for working capital, capital working loans, and working capital for small business loans.

Revolvers ($50,000 and $250,000 options) Request funds at any time. They will be funded to your designated account within 3 business days. The only limitation is that we may limit fundings to no more than 2 times per month. You may repay funds at any time and repayments may be processed on the next business day for purposes of determining your interest payment. 

Term Loan ($500,000 option) Fully-funded at closing.

Revolvers ($50,000 and $250,000 options) Payments during the term are interest only. So long as the outstanding balance is greater than $0, payments are required monthly. 

Term Loan ($500,000 option) Pay interest and amortization monthly based on 10-year amortization.

Speak with a loan representative about renewal / refinance options. Note that for the secured loans rather than the $50,000 option, additional costs include but are not limited to appraisal costs and cost of recording liens. Upfront fees are due and payable at closing of the loan and may not be financed.