8.99% interest rate

Keep things EASY and LOW-COST. Builder Finance Inc. offers: a simple application, quick funding, a dedicated representative, and a 0.0% pay rate – wait until maturity to pay interest and fees.

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Great Terms

0.0% pay rate (no interest payments)

Great Service

Dedicated loan representative

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Loan terms

Loan Size $100,000 - $3,500,000
Max LTC 85%/100%/100% for purchase, closing costs, and work, respectively
Points 2.5
Interest Rate 8.99%
Pay Rate 0.00% (no monthly payments)
Term 8 Months + 4 month extension
Other Borrower pays all lender costs, $950 underwriting fee, $150 draw fee. Terms may differ in TN. If loan per unit >$1 million, lower ARV limit may apply.
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Builder Finance Inc. (BFI) provides fix-flip loans on residential properties. Whether renovation / rehabilitation work is minor or major, consider Builder Finance Inc. as your next lender – particularly if you are trying to reduce your cost of borrowing.

Detailed on this page is the project financing offered. To further maximize leverage and certainty inquire directly about two-types of fix-flip credit lines. Relative to project finance, a credit line would also reduce points and fees – especially for borrowers that flip in and out of a property in 12 months or less.

Major Remodels: The credit line for major remodels can provide 100% Loan-to-Cost (LTC) financing and be as long as 5 years.

Regular Remodels: The credit line for regular renovations can provide immediate access to capital to fund acquisitions as well as standard speed fix-flip financing.

Acceptable collateral includes 1-4 unit single family residential (SFR) and 5+ unit multifamily residential. BFI will also lend on mixed-use buildings so long as the residential component is at least 51% of the square footage.

As you build repayment history with us, our terms are designed to become better and better. You never know what the next residential opportunity will be, so work with a lender with many capabilities: fix-flip and rehab, construction, rental, build-rent, fix-rent, land, and other related types of financing.