Construction Loans

Build new houses. Fix-flip houses.

Builder Finance Inc. is the growing construction lender for builders, developers, and investor-GC’s doing 1 to 1,000 houses a year. SAY HELLO TO YES.

Loan Estimator

I am a
 looking to 
 a house in 
BFI Trifecta: Get the EDGE
Pricing
Terms
Service
Pricing
Competitive With Banks
  • Rates of 4.99% - 7.99%1

  • Interest deferred until payoff

Terms
Competitive With Private Lenders
  • Up to 80% LTV (65% new borrower)

  • Can look past recession issue(s)

  • Limited recourse available

  • Flexible More

    • 1 project or multiple
    • Spec, model, bridge and rental
    • Site-built, fix-flip, modular, and pre-fab
    • Work with GC’s
    • Open to foreign and/or domestic investors
Service
Top Notch
  • Have a dedicated loan representative

  • Speed: Target loan approval is 1 business day from receiving the valuation

  • Draws paid quickly: DETAILS

  • Transparency: TERMS, MATRIX and ESTIMATOR

 

1  4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

The Fix-Flip Trifecta with Builder Finance: Get the EDGE

 

Pricing
Terms
Service
Pricing
  • 2% Points

  • 6.99% Interest Rate

  • Interest deferred until payoff

Terms
  • Max 80% LTV/75% ARV

  • Can look past recession issue(s)

Service
BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401
Construction Loan

We will finance up to 50% of land costs (plus up to 100% of vertical costs), for qualified builders.

Subordination/ Seller Financing

This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction. We can work with a land seller to help make this happen by providing necessary paperwork.

Land Inventory Loan

WORKING ON IT! On a limited basis we plan to eventually offer financing on finished lots.

We Work With

Custom Builders
Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Semi-Custom Builders
Semi-Custom Builders

This is our sweet-spot! We can help you grow your business.

Production Builders
Production Builders

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

Fix-Flippers
Fix-Flippers

We offer great pricing and terms: 2% points and a 6.99% interest rate for up to 80% of purchase price and 100% of work.

General Contractors
General Contractors

We can help you win fee business and qualify you to do your own spec work.

Investors
Investors

Access similar terms as professional builders!

Foreign Investors
Foreign Investors

We can finance your investments!

Brokers and Referral Partners
Brokers and Referral Partners

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Land
Land

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more.

Selling land? We can help make you more money. Call to learn more.

Model Homes
Model Homes

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

Manufactured/ Modular/Pre-Fab
Manufactured/ Modular/Pre-Fab

We are big fans of modular construction! We want to finance as much good product as possible! Call us to learn more.

Realtors
Realtors

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

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