Construction Loans

PRICING

Competitive With Banks

	Rates of 4.99% - 7.99 % ¹
	Interest deferred until payoff

TERMS

Competitive with Private Lenders

	Up to 80% LTV (65% new borrower)
	Can look past recession issue(s)
	Limited recourse available
	Flexible

SERVICE

Top Notch

	Have a dedicated loan representative
	Speed: Target loan approval is 1 business day from receiving the valuation
	Draws paid quickly: DETAILS
	Transparency: TERMS, MATRIX, and ESTIMATOR

¹ 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

PRICING

	2% Points
	6.99% Interest Rate
	Interest deferred until payoff

TERMS

	Max 80% LTV/75% ARV
	Can look past recession issue(s)

SERVICE

	Dedicated loan representative
	Transparency: TERMS, MATRIX, and ESTIMATOR

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Construction Loan	We will finance up to 60% of land costs (plus up to 100% of vertical costs) for qualified builders.
Subordination / Seller Financing	This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction. We can work with a land seller to help make this happen by providing necessary paperwork.
Land Inventory Loan	WORKING ON IT! On a limited basis we plan to eventually offer financing on finished lots.

PRICING

Competitive With Banks

	Rates of 4.99% - 7.99 % ¹
	Interest deferred until payoff

¹ 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

TERMS

Competitive with Private Lenders

	Up to 80% LTV (65% new borrower)
	Can look past recession issue(s)
	Limited recourse available
	Flexible

SERVICE

Top Notch

	Have a dedicated loan representative
	Speed: Target loan approval is 1 business day from receiving the valuation
	Draws paid quickly: DETAILS
	Transparency: TERMS, MATRIX, and ESTIMATOR

PRICING

	2% Points
	6.99% Interest Rate
	Interest deferred until payoff

TERMS

	Max 80% LTV/75% ARV
	Can look past recession issue(s)

SERVICE

	Dedicated loan representative
	Transparency: TERMS, MATRIX, and ESTIMATOR

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Construction Loan	We will finance up to 60% of land costs (plus up to 100% of vertical costs) for qualified builders.
Subordination / Seller Financing	This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction. We can work with a land seller to help make this happen by providing necessary paperwork.
Land Inventory Loan	WORKING ON IT! On a limited basis we plan to eventually offer financing on finished lots.

Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Semi-Custom Builders

This is our sweet-spot! We can help you grow your business.

Production Builders

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

Fix-Flippers

We offer great pricing and terms: 2% points and a 6.99% interest rate for up to 80% of purchase price and 100% of work.

General Contractors

We can help you win fee business and qualify you to do your own spec work.

Investors

Access similar terms as professional builders!

Foreign Investors

We can finance your investments!

Brokers and Referral Partners

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Land

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

Model Homes

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

Manufactured/ Modular/Pre-Fab

We are big fans of modular construction! We want to finance as much good product as possible! Call us to learn more.

Realtors

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

Referrals

Build new houses. Fix-flip houses.

Estimate Your Loan Online

PRICING

Competitive With Banks

TERMS

Competitive with Private Lenders

SERVICE

Top Notch

PRICING

TERMS

SERVICE

PRICING

Competitive With Banks

TERMS

Competitive with Private Lenders

SERVICE

Top Notch

PRICING

TERMS

SERVICE

WE WORK WITH

CONTACT US