Builder Finance Inc.

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

SPEC

LAND

MODEL

FIX-FLIP

RENTAL

NOTICE: Due to the impact of COVID-19, our loan terms are changing. We continue to make new loans. For our current loans terms please speak with a Builder Finance Inc. representative.

Builder Finance Inc. is the growing direct lender to builders and investors for
HOUSES & MULTI-UNIT RESIDENTIAL

SPEC

LAND

MODEL

FIX-FLIP

RENTAL

NOTICE: Due to the impact of COVID-19, our loan terms are changing. We continue to make new loans. For our current loans terms please speak with a Builder Finance Inc. representative.

Meet Us

IMN Land & Home Building, April 23-24 2020
IMN Single Family Rental, May 12-14 2020
Atlanta Build Expo, July 15-16 2020
SEBC, July 30-31 2020
FAMP, August 5-8 2020
Houston Build Expo, August 12-13 2020
UAMP, September 9 2020
IMN ABS East, October 5-7 2020

INTEREST RATE

4.99 to 7.99% rate¹
No monthly interest payments (14 months)

MAXIMUM LOAN-TO-COST

92% (85% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse available
AND MORE...

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental, Model, Land

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 7.99% max

COST

Rates as low as 6.99% fixed
2-3 points total for entire 5 year term

MAXIMUM LOAN-TO-COST

FEATURES

"Skip" monthly payments
Same day draws possible
Projects up to $3.5+ million

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

YES 99% Max LTC

YES Rates as Low as 6.99% fixed for 5-Years
Seasoned Clients Preferred
Not available in All States

COST

Rates of 4.25% to 6.25%
No points

MAXIMUM LOAN-TO-VALUE

FEATURES

5/2 ARM
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

YES Great service: After the loan closes who can you call? Contact your Builder Finance Inc. representative to handle any of your needs. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience

COST

5.50% interest rate
2 points

MAXIMUM LOAN-TO-COST

FEATURES

5-Year term including 1 year for construction
Interest only available

SAY HELLO TO YES^TM

YES Great service. After the loan closes who can you call? Contact your Builder Finance Inc. representative to handle any of your needs. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience.

COST

Rates of 9.99% (10 months)
No points

MAXIMUM LOAN-TO-COST

65%
Ask about 100% LTC construction loan with subordination/seller financing

FEATURES

14 months
Interest only
Convert to Construction Loan

SAY HELLO TO YES^TM

YES BFI Provides Land Development and Land Inventory Financing

COST

6.99% fixed
2 points

MAXIMUM LOAN-TO-VALUE

FEATURES

Up to 3 years
Interest only available

SAY HELLO TO YES^TM

YES We provide model home financing for Up to 3 Years

COST

1 point
6.99% Rate
No Monthly Payments

MAXIMUM LOAN-TO-COST

75%/100%/100% for purchase, closing costs, and work, respectively

FEATURES

No monthly interest payments required

SAY HELLO TO YES^TM

YES Winning combination of prices and terms

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

SPEC (& PRE-SALES)

INTEREST RATE

4.99 to 7.99% rate¹
No monthly interest payments (14 months)

MAXIMUM LOAN-TO-COST

92% (85% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse available
AND MORE...

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental, Model, Land

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 7.99% max

COST

Rates as low as 6.99% fixed
2-3 points total for entire 5 year term

MAXIMUM LOAN-TO-COST

FEATURES

"Skip" monthly payments
Same day draws possible
Projects up to $3.5+ million

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

YES 99% Max LTC

YES Rates as Low as 6.99% fixed for 5-Years
Seasoned Clients Preferred
Not available in All States

¹4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

RENTAL

COST

Rates of 3.50% to 5.75%
No points

MAXIMUM LOAN-TO-VALUE

FEATURES

5/2 ARM
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

COST

5.50% interest rate
2 points

MAXIMUM LOAN-TO-COST

FEATURES

5-Year term including 1 year for construction
Interest only available

SAY HELLO TO YES^TM

Reputation Matters

"Just great to work with."

"BFI has definitely enabled us to grow our business."

"The responsiveness has been exceptional from day one."

"I would recommend it, we use it."

Construction Loan

4.99%-7.99% Interest Rate¹

NO MONTHLY INTEREST PAYMENTS (14 months)

Rental Loans

3.50%-5.75% Interest Rate

NO POINTS

Fix-Flip

6.99% Interest Rate

1 point

Land

9.99% Interest Rate

10 months

Model Loans

6.99% Interest Rate

Up to 3 years

WE WORK WITH...

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

This is our sweet-spot! We can help you grow your business.

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

We offer great pricing and terms: 1 point and a 6.99% interest rate for up to 80% of purchase price and 100% of work.

We can help you win fee business and qualify you to do your own spec work.

Access similar terms as professional builders!

We can finance your investments!

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

We want to finance as much good product as possible! Call us to learn more.

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

CONSTRUCTION LOANS
& RENTAL LOANS