Meet Us

SIPA Annual Meeting and Conference, March 2-4 2020
Dallas Build Expo, March 17-18 2020
JLC Live, March 18-21 2020
Atlantic Builders Convention, April 1-2 2020
IMN Land & Home Building, April 23-24 2020
IMN Single Family Rental, May 12-14 2020
Atlanta Build Expo, July 15-16 2020
SEBC, July 30-31 2020
FAMP, August 5-8 2020
Houston Build Expo, August 12-13 2020
UAMP, September 9 2020
IMN ABS East, October 5-7 2020

Build Houses (Project Loans)

	Up to 92% LTC
	4.99% to 7.99% rate¹
	No monthly payments (14 months)
	Same day draws possible
	Limited recourse available
	Dedicated loan representative

Loans for:

Spec
Pre-Sales
Model Homes
Build-to-Rent
Houses, Townhouses, 2-4 Unit, and 5+ Unit
Manufactured, Modular, and More

¹ 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

Multi-Year Lines
to Build Houses*

	Up to 5 years
	- Re-borrow funds/turn money
	- Pay points 1 time; no additional points to re-borrow
	- No “un-used" fee
	“Skip” monthly payments
	Same day draws possible
	Individual projects may be $75,000 to $2,500,000+

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

*not available in all states

5/2 ARM

	Rates as low as 3.50%
	Up to 75% LTV
	Interest only available
	Non-recourse available
	Superior Customer Service: We close and service our loans.

Loans for:

Acquisition
Refinance
Build-2-Rent
(combine with construction loan)
Cash-out loans possible

Fix-Flip

	Up to 75% ARV
	6.99% interest rate
	No monthly payments
	Dedicated loan representative

A winning combination of pricing and terms.

Minimum property purchase price of $100,000.

Land

	Land inventory
	Ask about 100% LTC construction loan with subordination/seller financing.
	Dedicated loan representative

Seasoned borrowers should inquire for details

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Build Houses (Project Loans)

	Up to 92% LTC
	4.99% to 7.99% rate¹
	No monthly payments (14 months)
	Same day draws possible
	Limited recourse available
	Dedicated loan representative

Loans for:

Spec
Pre-Sales
Model Homes
Build-to-Rent
Houses, Townhouses, 2-4 Unit, and 5+ Unit
Manufactured, Modular, and More

¹ 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.

Multi-Year Lines to Build Houses*

	Up to 5 years
	- Re-borrow funds/turn money
	- Pay points 1 time; no additional points to re-borrow
	- No “un-used" fee
	“Skip” monthly payments
	Same day draws possible
	Individual projects may be $75,000 to $2,500,000+

*not available in all states

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

5/2 ARM

	Rates as low as 4.99%
	Up to 75% LTV
	Interest only available
	Non-recourse available
	Dedicated loan representative
	Superior Customer Service: We close and service our loans.

Loans For:

Acquisition
Refinance
Build-2-Rent (combine with construction loan)
Cash-out loans possible

Fix-Flip

	Up to 75% ARV
	6.99% interest rate
	No monthly payments
	Dedicated loan representative

A winning combination of pricing and terms.

Minimum property purchase price of $100,000.

Land

	Land inventory
	Ask about 100% LTC construction loan with subordination/seller financing.
	Dedicated loan representative

Seasoned borrowers should inquire for details

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Some of our recently funded projects

Evansville, IN

Port St. Lucie, FL

Landis, NC

Geneva, FL

Linwood, NJ

Cape Coral, FL

Inman, SC

Milton, GA

Lemont, IL

Atlanta, GA

Loris, SC

Aledo, TX

Billings, MT

Avon, MA

Bay City, TX

Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Semi-Custom Builders

This is our sweet-spot! We can help you grow your business.

Production Builders

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

Fix-Flippers

We offer great pricing and terms: 1% points and a 6.99% interest rate for up to 80% of purchase price and 100% of work.

General Contractors

We can help you win fee business and qualify you to do your own spec work.

Investors

Access similar terms as professional builders!

Foreign Investors

We can finance your investments!

Brokers and Referral Partners

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Land

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

Model Homes

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

Manufactured/ Modular/Pre-Fab

We are big fans of modular construction! We want to finance as much good product as possible! Call us to learn more.

Realtors

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

Land Financing

Referrals

BLOG

CONSTRUCTION LOANS
& RENTAL LOANS

Spec. Pre-Sales. Land. Fix-Flip. Rentals.

Estimate Your Loan Online

Build Houses (Project Loans)

Loans for:

Multi-Year Lines
to Build Houses*

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

5/2 ARM

Loans for:

Fix-Flip

A winning combination of pricing and terms.

Land

Seasoned borrowers should inquire for details

Build Houses (Project Loans)

Loans for:

Multi-Year Lines to Build Houses*

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

5/2 ARM

Loans For:

Fix-Flip

A winning combination of pricing and terms.

Land

Seasoned borrowers should inquire for details

Some of our recently funded projects

WE WORK WITH

CONTACT US

Land Financing

Referrals

BLOG

CONSTRUCTION LOANS& RENTAL LOANS

Spec. Pre-Sales. Land. Fix-Flip. Rentals.

Estimate Your Loan Online

Build Houses (Project Loans)

Loans for:

Multi-Year Linesto Build Houses*

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

5/2 ARM

Loans for:

Fix-Flip

A winning combination of pricing and terms.

Land

Seasoned borrowers should inquire for details

Build Houses (Project Loans)

Loans for:

Multi-Year Lines to Build Houses*

Multi-Year Commitments

97% Max LTC

Seasoned Clients Preferred

5/2 ARM

Loans For:

Fix-Flip

A winning combination of pricing and terms.

Land

Seasoned borrowers should inquire for details

Some of our recently funded projects

WE WORK WITH

CONTACT US

CONSTRUCTION LOANS
& RENTAL LOANS

Multi-Year Lines
to Build Houses*