Builder Finance Inc - Construction Loans, Land Loans, Rental Loans

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

SPEC

LAND

MODEL

FIX-FLIP

RENTAL

Meet Us

IMN ABS East, October 18-20 2021

Reputation Matters

"Just great to work with."

"BFI has definitely enabled us to grow our business."

"The responsiveness has been exceptional from day one."

"I would recommend it, we use it."

PRICE

Low Rate - as low as 6.99% fixed
Low Fee - for applications received by September 8, 2021, the fee will be limited to 1%

MAXIMUM LOAN-TO-COST

Up to 100% LTC

FEATURES

"Skip" monthly payments
Same day draws possible
Up to $5,000,000 per project

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

INTEREST RATE

4.99% to 8.99% rate¹
0.00% Pay Rate (no monthly payments)

MAXIMUM LOAN-TO-COST

90% (82% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse possible
Up to $2,500,000 per project

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 8.99% max

COST

Rates of 3.9% to 5.5%
1 point

MAXIMUM LOAN-TO-VALUE

FEATURES

7 (5+2), 12 (10+2), or 17 (15+2) Years
5, 10, or 15 Years at a Fixed Rate
2 Year Floating Rate extension option
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

YES Great service: In-house servicing. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience. Your representative can handle your needs.

COST

Fixed rate of 4.9% or 5.2% (assuming 740+ credit)

MAXIMUM LOAN-TO-COST

FEATURES

7 (5+2) or 12 (10+2) Years
5 or 10 Years at a fixed rate + a 2 Year extension option at a floating rate
Year 1 of loan for construction
Interest only available

SAY HELLO TO YES^TM

YES Great service: In-house servicing. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience. Your representative can handle your needs.

COST

Rates of 9.99% (10 months)
No points

MAXIMUM LOAN-TO-COST

65%
Ask about 100% LTC construction loan with subordination/seller financing

FEATURES

14 months
Interest only
Convert to Construction Loan

SAY HELLO TO YES^TM

YES BFI Provides Land Development and Land Inventory Financing

COST

6.99% fixed
2 points

MAXIMUM LOAN-TO-VALUE

FEATURES

Up to 3 years
Interest only available

SAY HELLO TO YES^TM

YES We provide model home financing for Up to 3 Years

COST

Interest rate is: 5.99% for repeat client (repaid 1+ loan), 8.99% for new client
0.00% Pay Rate (no monthly payments)
2 upfront points

MAXIMUM LOAN-TO-COST

85%/100%/100% for purchase, closing costs, and work, respectively

FEATURES

No monthly interest payments required

SAY HELLO TO YES^TM

YES Winning combination of prices and terms

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

SPEC (& PRE-SALES)

COST

Low Rate - as low as 6.99% fixed
Low Fee - for applications received by September 8, 2021, the fee will be limited to 1%

MAXIMUM LOAN-TO-COST

Up to 100% LTC

FEATURES

"Skip" monthly payments
Same day draws possible
Up to $5,000,000 per project

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

INTEREST RATE

4.99% to 8.99% rate¹
0.00% Pay Rate (no monthly payments)

MAXIMUM LOAN-TO-COST

90% (82% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse possible
Up to $2,500,000 per project

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 8.99% max

RENTAL

COST

Rates of 3.9% to 5.5%
1 point

MAXIMUM LOAN-TO-VALUE

FEATURES

7 (5+2), 12 (10+2), or 17 (15+2) Years
5, 10, or 15 Years at a Fixed Rate
2 Year Floating Rate extension option
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

YES Great service: In-house servicing. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience. Your representative can handle your needs.

COST

Fixed rate of 4.9% or 5.2% (assuming 740+ credit)

MAXIMUM LOAN-TO-COST

FEATURES

7 (5+2) or 12 (10+2) Years
5 or 10 Years at a fixed rate + a 2 Year extension option at a floating rate
Year 1 of loan for construction
Interest only available

SAY HELLO TO YES^TM

YES Great service: In-house servicing. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience. Your representative can handle your needs.

WE WORK WITH...

Two great options for Custom Builders are Spec Revolvers and Construction Loans. Spec Revolvers offer years to build and sell at an interest rate as low as 6.99%. Spec Revolvers are available up to $5,000,000. Construction Loans include numerous benefits such as a 0.0% pay rate (no monthly interest payments). Construction loans are available up to $2,500,000. With both, ask us how to get a 100% advance rate.

This is our sweet-spot! We can help you grow your business.

There are 2 great ways to borrow. Spec Revolvers offer up to 100% LTC and you can re-borrow money multiple times without additional fees. Construction loans feature numerous benefits such as a 0.0% pay rate (no monthly interest payments). Also ask about our model home financing and other features geared for production building.

We offer great pricing and terms: 2 points and a 5.99% interest rate for repeat clients (have repaid 1 or more loans).

A general contractor’s experience can help its client qualify for a larger loan. The GC can be paid out of loan proceeds. We can help GCs win fee business and we can lend to them for their own spec work.

Access similar terms as professional builders!

Numerous loan options available for rental investment properties.

We can finance your investments!

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

We want to finance as much good product as possible! Call us to learn more.

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for
HOUSES & MULTI-UNIT RESIDENTIAL

Estimate Your Loan

Reputation Matters

SINCE 2014 OUR TEAM HAS FUNDED HUNDREDS OF CLIENTS.

WHERE WE LEND

Focus

Certainty

Cost

90%+

SAY HELLO TO YES™

Over 9 in 10 construction applications are approved.

WE WORK WITH...

CONSTRUCTION LOANS& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

Estimate Your Loan

Reputation Matters

SINCE 2014 OUR TEAM HAS FUNDED HUNDREDS OF CLIENTS.

WHERE WE LEND

Focus

Certainty

Cost

90%+

SAY HELLO TO YES™

Over 9 in 10 construction applications are approved.

WE WORK WITH...

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for
HOUSES & MULTI-UNIT RESIDENTIAL