Builder Finance Inc - Construction Loans, Land Loans, Rental Loans

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

SPEC

LAND

MODEL

FIX-FLIP

RENTAL

Meet Us

IMN Build to Rent Forum, March 16 2021
SIPA SelectSIPs Annual Meeting & Expo, March 16 2021
Austin Build Expo, March 17-18 2021
Tampa Build Expo, March 24-25 2021
Atlantic Builders Convention, April 13-15 2021
IMN Global ABS, June 8-10 2021
Houston Build Expo, June 9-10 2021
Dallas Build Expo, June 16-17 2021
Southeast Building Conference SEBC, July 15-16 2021
Atlanta Build Expo, July 21-22 2021
SFA VEGAS, July 25-28 2021
JLC LIVE Residential Construction Show, August 11-14 2021
FAMP State Convention, September 1-4 2021
IMN ABS East, October 18-20 2021

Reputation Matters

"Just great to work with."

"BFI has definitely enabled us to grow our business."

"The responsiveness has been exceptional from day one."

"I would recommend it, we use it."

COST

Rates as low as 6.99% fixed
2-3 points total for entire 5 year term

MAXIMUM LOAN-TO-COST

FEATURES

"Skip" monthly payments
Same day draws possible
Projects up to $4+ million

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

YES 98% Max LTC

YES Rates as Low as 6.99% fixed for 5-Years

INTEREST RATE

4.99% to 8.99% rate¹
No monthly interest payments (14 months)

MAXIMUM LOAN-TO-COST

90% (80% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse available
AND MORE...

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental, Model, Land

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 8.99% max

COST

Rates of 4.0% to 6.5%
1 point

MAXIMUM LOAN-TO-VALUE

FEATURES

7 (5+2), 12 (10+2), or 17 (15+2) Years
5, 10, or 15 Years at a Fixed Rate
2 year extension at floating rate if need more time
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

YES Great service: After the loan closes who can you call? Contact your Builder Finance Inc. representative to handle any of your needs. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience

COST

5.75% interest rate for 700+ credit

MAXIMUM LOAN-TO-COST

FEATURES

5+2 years (10+2 at different terms)
5 (or 10) year fixed period +2 year extension option at floating rate if need more time
Year 1 of loan for construction
Interest only available

SAY HELLO TO YES^TM

YES Great service. After the loan closes who can you call? Contact your Builder Finance Inc. representative to handle any of your needs. Builder Finance Inc. closes and services its loans for a smooth and consistent borrower experience.

COST

Rates of 9.99% (10 months)
No points

MAXIMUM LOAN-TO-COST

65%
Ask about 100% LTC construction loan with subordination/seller financing

FEATURES

14 months
Interest only
Convert to Construction Loan

SAY HELLO TO YES^TM

YES BFI Provides Land Development and Land Inventory Financing

COST

6.99% fixed
2 points

MAXIMUM LOAN-TO-VALUE

FEATURES

Up to 3 years
Interest only available

SAY HELLO TO YES^TM

YES We provide model home financing for Up to 3 Years

COST

2 points
8.99% Rate
No Monthly Payments

MAXIMUM LOAN-TO-COST

80%/100%/100% for purchase, closing costs, and work, respectively

FEATURES

No monthly interest payments required

SAY HELLO TO YES^TM

YES Winning combination of prices and terms

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

SPEC (& PRE-SALES)

COST

Rates as low as 6.99% fixed
2-3 points total for entire 5 year term

MAXIMUM LOAN-TO-COST

FEATURES

"Skip" monthly payments
Same day draws possible
Projects up to $4+ million

SAY HELLO TO YES^TM

YES Revolving: Borrow and re-borrow at pre-agreed upon terms

YES 98% Max LTC

YES Rates as Low as 6.99% fixed for 5-Years

INTEREST RATE

4.99% to 8.99% rate¹
No monthly interest payments (14 months)

MAXIMUM LOAN-TO-COST

90% (80% new borrower)
100% possible if land subordinate

FEATURES

Same day draws possible
Limited recourse available
AND MORE...

SAY HELLO TO YES^TM

YES Spec, Pre-Sold, Rental, Model, Land

YES House, Townhouse, 2-4 unit, 5+ unit

YES Site-built, Modular, SIP, Manufactured, MORE...

¹4.99% first month, increases 0.5% monthly up to 8.99% max

RENTAL

COST

Rates of 4.0% to 6.5%
1 point

MAXIMUM LOAN-TO-VALUE

FEATURES

7 (5+2), 12 (10+2), or 17 (15+2) Years
5, 10, or 15 Years at a Fixed Rate
2 year extension at floating rate if need more time
Interest only available
Non-recourse available
Cash-out Possible

SAY HELLO TO YES^TM

COST

5.75% interest rate for 700+ credit

MAXIMUM LOAN-TO-COST

FEATURES

5+2 years (10+2 at different terms)
5 (or 10) year fixed period +2 year extension option at floating rate if need more time
Year 1 of loan for construction
Interest only available

SAY HELLO TO YES^TM

WE WORK WITH...

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

This is our sweet-spot! We can help you grow your business.

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

We offer great pricing and terms: 2 points and an 8.99% interest rate for up to 80% of purchase price and 100% of work.

We can help you win fee business and qualify you to do your own spec work.

Access similar terms as professional builders!

We can finance your investments!

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

We want to finance as much good product as possible! Call us to learn more.

Selling land or an old house? Connect with us and learn how we can help you get a deal done.

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for
HOUSES & MULTI-UNIT RESIDENTIAL

Estimate Your Loan

Reputation Matters

SINCE 2014 OUR TEAM HAS FUNDED HUNDREDS OF CLIENTS.

WHERE WE LEND

Focus

Certainty

Cost

90%+

SAY HELLO TO YES™

Over 9 in 10 construction applications are approved.

WE WORK WITH...

CONSTRUCTION LOANS& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

Estimate Your Loan

Reputation Matters

SINCE 2014 OUR TEAM HAS FUNDED HUNDREDS OF CLIENTS.

WHERE WE LEND

Focus

Certainty

Cost

90%+

SAY HELLO TO YES™

Over 9 in 10 construction applications are approved.

WE WORK WITH...

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to
builders and investors for HOUSES & MULTI-UNIT RESIDENTIAL

CONSTRUCTION LOANS
& RENTAL LOANS

Builder Finance Inc. is the growing direct lender to builders and investors for
HOUSES & MULTI-UNIT RESIDENTIAL