CONSTRUCTION LOANS
& RENTAL LOANS

Spec. Pre-Sales. Land. Fix-Flip. Rentals.

Builder Finance Inc. is the growing direct lender to builders and investors
for 1 to 5+ unit residential. SAY HELLO TO YES!

Upcoming Events

PRICING
Competitive With Banks
icon-star Rates of 4.99% - 7.99 % 1
icon-star Interest deferred until payoff
TERMS
Competitive with Private Lenders
icon-star Up to 80% LTV (65% new borrower)
icon-star Can look past recession issue(s)
icon-star Limited recourse available
icon-star Flexible
SERVICE
Top Notch
icon-star Have a dedicated loan representative
icon-star Speed: Target loan approval is 1 business day from receiving the valuation
icon-star Draws paid quickly: DETAILS
icon-star Transparency: TERMS, MATRIX, and ESTIMATOR
LEARN MORE
1 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.
PRICING
icon-star 2% Points
icon-star 6.99% Interest Rate
icon-star Interest deferred until payoff
TERMS
icon-star Max 80% LTV/75% ARV
icon-star Can look past recession issue(s)
SERVICE
icon-star Dedicated loan representative
icon-star Transparency: TERMS, MATRIX, and ESTIMATOR
LEARN MORE

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Construction Loan We will finance up to 60% of land costs (plus up to 100% of vertical costs) for qualified builders.
Subordination / Seller Financing This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction. We can work with a land seller to help make this happen by providing necessary paperwork.
Land Inventory Loan WORKING ON IT! On a limited basis we plan to eventually offer financing on finished lots.
PRICING
Competitive With Banks
icon-star Rates of 4.99% - 7.99 % 1
icon-star Interest deferred until payoff
1 4.99% first month, increase 0.5% monthly up to 7.99% max assuming no default.
TERMS
Competitive with Private Lenders
icon-star Up to 80% LTV (65% new borrower)
icon-star Can look past recession issue(s)
icon-star Limited recourse available
icon-star Flexible
SERVICE
Top Notch
icon-star Have a dedicated loan representative
icon-star Speed: Target loan approval is 1 business day from receiving the valuation
icon-star Draws paid quickly: DETAILS
icon-star Transparency: TERMS, MATRIX, and ESTIMATOR
LEARN MORE
PRICING
icon-star 2% Points
icon-star 6.99% Interest Rate
icon-star Interest deferred until payoff
TERMS
icon-star Max 80% LTV/75% ARV
icon-star Can look past recession issue(s)
SERVICE
icon-star Dedicated loan representative
icon-star Transparency: TERMS, MATRIX, and ESTIMATOR

BROKERS PROTECTED. We have a Partner Referral Program. To get started, fill out the form or call 800.752.0401

Construction Loan We will finance up to 60% of land costs (plus up to 100% of vertical costs) for qualified builders.
Subordination / Seller Financing This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction. We can work with a land seller to help make this happen by providing necessary paperwork.
Land Inventory Loan WORKING ON IT! On a limited basis we plan to eventually offer financing on finished lots.
Custom Builders
Custom Builders

Ask us how to get a 100% advance rate. Borrow for 1 project at a time or multiple projects. Limited recourse is available. If the home is pre-sold you may be eligible for better terms.

Semi-Custom Builders
Semi-Custom Builders

This is our sweet-spot! We can help you grow your business.

Production Builders
Production Builders

We can supplement existing credit lines or be the primary source of financing. Ask about our model home financing and other features geared for production building. We can also finance higher-margin side projects that fall outside of existing credit lines.

Fix-Flippers
Fix-Flippers

We offer great pricing and terms: 2% points and a 6.99% interest rate for up to 80% of purchase price and 100% of work.

General Contractors
General Contractors

We can help you win fee business and qualify you to do your own spec work.

Investors
Investors

Access similar terms as professional builders!

Foreign Investors
Foreign Investors

We can finance your investments!

Brokers and Referral Partners
Brokers and Referral Partners

We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.

Land
Land

Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.

Model Homes
Model Homes

We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.

Manufactured/ Modular/Pre-Fab
Manufactured/ Modular/Pre-Fab

We are big fans of modular construction! We want to finance as much good product as possible! Call us to learn more.

Realtors
Realtors

Selling land or an old house? Connect with us and learn how we can help you get a deal done.