Construction Loans
& DSCR Loans

Important Information

• 95%+ approved! Parameters

  More than 19 out of 20 applications approved. We lend to corporate entities (usually LLC) for a business purpose (usually SPEC or DSCR).

  • NO Owner Occupants
  • Yes Builders
  • Yes Residential Investors
  • Yes Investors and GCs
  • Yes Site-Build
  • Yes Modular
  • Yes Manufactured
  • Yes SIP
  • Yes Houses
  • Yes Townhouses
  • Yes 2-4 Unit
  • Yes 5+ Unit
  • OK A Past Bankruptcy
  • OK A Past Forclosure
  • OK No Income Requirements
  • OK No Minimum Credit Score
• Why Work with Us?

  Cost

  Bank-like pricing

  Focus

  A lender built to do SPEC
  and Rental loans

  Certainty

  A direct lender and servicer

  Watch Intro Video

  Watch Testimonials
• Who We Lend To

  Custom Builders	Two great options for Custom Builders are Builder Line of Credit and Construction Loans. Builder Lines of Credit offer years to build and sell. Floating based on Prime interest rate available. Available size is up to $5,000,000. Construction Loans include numerous benefits such as a 0.0% pay rate (no monthly interest payments). Construction loans are available up to $3,500,000. With both, ask us how to get a 100% advance rate.
  Semi-Custom Builders	This is our sweet-spot! We can help you grow your business.
  Production Builders	There are 2 great ways to borrow. Builder Lines of Credit offer up to 100% LTC and you can re-borrow money multiple times without additional fees. Construction Loans feature numerous benefits such as a 0.0% pay rate (no monthly interest payments). Also ask about our model home financing and other features geared for production building.
  Fix-Flippers	We offer great pricing and terms in our Fix-Flip Loans : 2 points and a 8.99% interest rate for repeat clients (have repaid 1 or more loans).
  General Contractors	A general contractor’s experience can help its client qualify for a larger loan. The GC can be paid out of loan proceeds. We can help GCs win fee business and we can lend to them for their own spec work.
  Construction Investors	Access great terms as professional builders with our Construction Loans.
  Rental Property Investors	Numerous rental loan options available for rental investment properties.
  Forgein Investors	We can finance your investments!
  Brokers and Referral Partners	We PROTECT brokers and other referral partners. Referrals are a HUGE part of our business.
  Land	Buying land? Before you close, learn how 100% financing is possible. Call us to learn more. Selling land? We can help make you more money. Call to learn more.
  Model Homes	We want your project to succeed! We may be able to finance your model home – construction and hold. Call us to discuss.
  Manufactured/Modular/SIP/Pre-Fab/Off-Site Build	We want to finance as much good product as possible! Call us to learn more.
  Realtors	Selling land or an old house? Connect with us and learn how we can help you get a deal done.
• Where We Lend
  

  Loans available in 47 states and Washington D.C.

• Meet Us In Person

  Let's talk in person at an upcoming event. Contact BFI to confirm its attendance.

  December (TBA)	Scottsdale, AZ	Single Family Rental (West)